Factoring

Linking the finance and logistic of your commercial contracts in one flow makes factoring the product for you. 

Raiffeisen Bank’s idea is that whenever you deliver, you should be paid as soon as possible: no payment delays, no financing gaps, no worry about cashing. 

With Raiffeisen  factoring you gain liquidity and flexibility.
Every company that delivers against open accounts grants its clients supplier credit. With Raiffeisen factoring, you effectively get financing secured by your receivables inside Romania or abroad.
Raiffeisen Bank offers this product in various forms:

1. Domestic factoring with or without recourse;
2. Foregn factoring with or without recourse.
   
   Your Advantages:

• Immediate financing of domestic and export receivables;
• Cost-savings opportunities when purchasing (discounts);
• Achievement of business targets thanks to better liquidity;
• No material guarantees;
• Insurance against non-payment risk (for non-recourse factoring).

Raiffeisen Bank offers this product in various forms, adapted to your daily transaction cycle and your business needs:

• Recourse factoring;
• Non-recourse factoring;
• Domestic factoring;
• Foreign factoring.